Welcome to SmartLend
The smartest & easiest way to get the Home Loan that is right for you
Award Winning Brokerage
Winner of the 2018 Residential Broker <5 Brokers - VIC/TAS
Finalist of the 2019, 2020, 2021 & 2022 Residential Broker <5 Brokers - VIC/TAS
Top 100 Brokers in 2018 - #46 overall.
Top 5 female brokers in Australia
Top 3 Brokers VIC/TAS five times
Our Approach
The Smartest & Easiest Way to Get the Home Loan that is Right for you.
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And we don't charge fees.
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SmartLend recognizes that searching for a home loan is different for everyone.
We have the experience and knowledge to understand which lending options will best suit your home loan needs.
Whether you are interested in:
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Purchasing your First Home
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Upgrading or downsizing to your next home
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Buying an Investment Property
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Obtaining additional funds for other purposes such as: investment, new car, renovations or holiday
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Improving your interest rate saving you money on a daily basis
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Fixing your loan, protecting you against future interest rate rises
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Consolidating debt such as car loans and credit cards thus improving your monthly cash flow dramatically
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Saving thousands of dollars in interest by paying your loan off sooner
At SmartLend, we do not sell our own Home Loans. We have accreditation with virtually every lender and lending option on the market including all the major banks and over 50 other lending institutions (see lenders page for a list).
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We offer you experienced, totally independent and unbiased advice on the best loan option for your situation
We keep the process as hassle free for you as possible. We will do all the shopping around for you, potentially saving you time and money by finding you the cheapest loan for your situation. We have the experience and expertise to ensure you gain the loan approval you are after in the shortest time frame, with the least amount of fuss.
We do not charge
Our services are totally free of any charges to you and you are under no obligation at any time.
Please don't hesitate to contact us, as we would be very happy to discuss your loan requirements with you and if necessary make an appointment to visit you at a convenient time. We can also calculate and advise you on how much you can borrow and what your repayments will be.
Our Qualifications
We have over nearly 20 years experience in the industry and our qualifications include:
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Full MFAA membership
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Diploma of Lending
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Diploma of Finance & Mortgage Broking Management
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Certificate IV in Finance & Mortgage Broking
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Advanced Certificate in Accounting
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Finsia National Award
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COSL membership
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FBAA membership.
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AFCA membership
We have the most advanced software and training to keep us constantly updated on all the latest loan offers and specials as they become available
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Kathy Morris is a credit representative 399476 of BLSSA Pty. Ltd. ACN 117 651 760 (Australian Credit Licence 391237)
In person & remote options
SmartLend runs out of Hawthorn East, however, we are happy to travel to you for appointments. Or, for your convenience we can arrange a zoom meeting.
