Welcome to SmartLend

The Smartest & Easiest Way to Get the Home Loan that is Right for you.

And we don't charge fees.

SmartLend recognizes that searching for a home loan is different for everyone.

We have the experience and knowledge to understand which lending options will best suit your home loan needs.

Whether you are interested in:

  • Purchasing your First Home
  • Upgrading or downsizing to your next home
  • Buying an Investment Property
  • Obtaining additional funds for other purposes such as: investment, new car, renovations or holiday
  • Improving your interest rate saving you money on a daily basis
  • Fixing your loan, protecting you against future interest rate rises
  • Consolidating debt such as car loans and credit cards thus improving your monthly cash flow dramatically
  • Saving thousands of dollars in interest by paying your loan off sooner

At SmartLend, we do not sell our own Home Loans. We have accreditation with virtually every lender and lending option on the market including all the major banks and over 50 other lending institutions (see lenders page for a list).

We offer you experienced, totally independent and unbiased advice on the best loan option for your situation.

And for our Chinese friends:



请联系我们国语,广东话合作伙伴 Queenie 周 0408 138 688

We keep the process as hassle free for you as possible. We will do all the shopping around for you, saving you time and money by finding you the cheapest loan for your situation. We have the experience and expertise to ensure you gain the loan approval you are after in the shortest time frame, with the least amount of fuss.

Our Services are totally free of any charges to you and you are under no obligation at any time

Please don't hesitate to contact us, as we would be very happy to discuss your loan requirements with you and if necessary make an appointment to visit you at a convenient time. We can also calculate and advise you on how much you can borrow and what your repayments will be.

Our Qualifications

We have over 10 years experience in the industry and our qualifications include: Full MFAA membership, Diploma of Lending, Advanced Certificate in Accounting, Finsia National Award, COSL membership and FBAA membership.

We have the most advanced software and training to keep us constantly updated on all the latest loan offers and specials as they become available

Kathy Morris is a credited representative (#399476) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence #391237)